Keep yourself safe: risk assessment and public liability insurance

Everything in life entails a risk, even not doing anything at all. Assessing and managing risks is part of life, but it becomes critical in professions that involve large numbers of people,Ā like live music.

As a performer, you can't think only of yourself. You must consider the safety of every person who makes your job possible: fellow musicians, engineers, assistants, organisers, logistics, venue staff, and of course, the audience. There are two steps to this: the first is the risk assessment, in which you identify what could go wrong, and take action to prevent it before it happens. The second is a contingency plan, in which you determine what to do in case something goes wrong despite your efforts.

Risk assessment

To illustrate this step, let's have a look at a gig Millicent hadĀ at Shangri-La The Shard, London, sometime last year.

Shangri-La The Shard is a prestigious venue with luxury amenities, and the staff is used to accommodate prestigious guests that require a special

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