It's no secret that the cost of living rises have affected everybody. It may be that you have to cut back on the amount of holidays you take, or figure out how you will make £1 stretch to purchase necessary items. Well, here are Millicent's 12 tips to help you manage your money worries. Don't forget to do you due diligence and seek professional advice to see if these will work for you.
1. Sell stuff you no longer need! Maybe you have an extra instrument, or two, or three, or four in the corner gathering dust. Do you need it? Could someone else benefit from it?
2. Cut back on ready meals and takeaways, and cook from raw ingredients.
3. Call in any I.O.Us.
4. Look through your insurances, utility bills, bank charges and see if you can switch to a provider who is offering a better deal. Of course, read the small print!
5. Cancel any subscriptions for services you no longer need.
6. Become more...